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November  24, 2024
Dollar Exchange Rate:  20.4081 MXP 











  

  VEHICULOS DE USO PARTICULAR

 

     The insurances for “personal vehicle” cover property damages and medical expenses for injuries sustained by passengers in the insured vehicle. This is valid only for vehicles with permanent residence in Mexico driving in the United States or Canada.

 
 
This policy is issued through a master policy from an agent in the United States. Coverage is available from 1 to 365 days. The coverage we offer are:

            Texas: 30/60/25 – 100,000 – 100/200/100 – 300,000
 
 
This policy helps those who live permanently in Mexico but own a vehicle with California license plates. You must provide a copy of your driver’s license from the State of California, copy of the vehicle’s registration, and proof of your residency in Mexico. Policy is issued by the Tijuana office for 1, 3, 6, and 12 months. The coverage we offer includes:

            California: 15/30/5 – 35,000 – 60,000 – 100,000
 
 
This is an additional coverage for Civil Liability and Medical Expenses for any insured who would like to extend his/her current primary policy. Coverage: 200,000 LUC (Personal injuries per individual and third-party property damage) and 3,000/15,000 (Medical expenses per individual per incident).
 
 
This policy is required when more than 10 motor vehicles need to be insured. It must be a yearly coverage for rental cars, assembly plants, government, etc. A quote is provided through general agents, by providing them the type of product, quantity, auto information, and port of entry. These notify the San Antonio office, which issues a quote valid for 1 year, during this time additional vehicles may be added to the policy. The coverage we offer includes:

            Texas:       30/60/25 – 100,000 – 300,000 – 100/200/100
            Arizona:     20/40/15 – 60,000 – 100,000 – 300,000
            California: 15/30/5 – 20/40/15 – 35,000 – 60,000 – 100,000 – 300,000

 

 

Special policy for vehicles with a Mexican license plate traveling to Canada. Issued in Mexico for a 300,000 coverage. It also includes the Canadian yellow card.

 
  Policy issued by agents in Mexico available from 1 to 365 days. Rates are determined per State, Product, Term, and Type of Risk. The coverages we offer are:

            Texas: 30/60/25 – 100,000 – 300,000 – 100/200/100
            Arizona: 20/40/15 – 60,000 – 100,000 – 300,000
            California: 15/30/5 – 20/40/15 – 35,000 – 60,000 – 100,000 – 300,000
 
 
Policy for motorcycle issued in Mexico. Coverage for motorcycles entering through the port of Texas is 30/60/25 with a duration of 1-30, 90, 180, and 365 days. Coverage when entering through California is 35,000 and is issued for 365 days. This policy does not include medical expenses for the driver.
 
 
Policy issued in Mexico by another insurance company. Policy in effect for 12 months and accepted for entry at any port in the United States. Insurance companies and products are:

AXA Seguros:         100,000 LUC
ABA Seguros:         100,000 LUC y 300,000 LUC
AFIRME:                   100,000 LUC
ANA Seguros:         30/60/25
Genworth:                30/60/25
Primero Seguros:  100,000 LUC
Seguros El Águila: 30/60/25
 
  These are determined per State, Product, Term and Type of Risk; each product and State have their own rates.
 
 
It provides protection against losses resulting from traffic accidents.

The policy will include coverage for liability, theft or damage to the vehicle. This service provides liability and medical expenses. The coverage is valid in USA and Canada. Not applicable coverage for Mexico.

The insurer may choose limits that range from the required minimum of $ 100,000 to $ 500,000 DLLS.
 
  This policy is designed for temporary residents in the United States, it can be for study purpose or work-related. Vehicle must have Mexican license plates. It is available for periods of 1, 3, 6, 9, and 12 months. The coverage we offer includes:

            California: 15/30/5 y 35,000
            Texas/Arizona/Nuevo México: 30/60/25 – 100,000 – 100/200/100 y
            300,000 CSL
 
 
Policy for taxis entering only through a port in Texas, issued for 1,3,6 and 12 months under basic coverage of 30/60/25.
 
 

Policy issued in Mexico for “Tobareros” exiting through the ports of Texas, Arizona or New Mexico. The basic coverage is 30/60/25 for 1, 2, or 3 days.

 
 
Prepaid insurance card including minimum coverage required by every State in the United States.  It can be purchased for 1, 3, 5 and 7 days. Activated by phone before entering the USA..